More than 70 years ago, Blue Cross Blue Shield of North Dakota (BCBSND) began as two separate pre-paid health care plans for hospital and physician services. The two companies merged in 1986 and, in 1998, converted to a not-for-profit mutual insurance company.
 

Products & Services

• BCBSND is North Dakota's largest provider of health care coverage
• Insures 390,000 North Dakota residents
• Insures about 85,000 non-residents
• Offers employee benefits including dental and vision coverage, life insurance, disability insurance and long term care coverage

Record Enrollment

• More than 475,000 people have BCBSND health care coverage either directly or through administrative agreements
• Arrangements with subsidiaries and affiliated corporations provide a variety of new marketing opportunities

Benefit Development

• New benefit structures are constantly researched and provider arrangements re-evaluated
• More than 90 percent of the products offered by BCBSND are based on the managed care concept
• Working to promote and implement member education and wellness programs

A Stable Company

• Systems and processes essential to assisting health care providers are strengthening the ties between providers and BCBSND
• BCBSND follows sound underwriting principles
• Working to maintain adequate reserve levels to ensure funds are available to pay for member claims and administrative expenses

A Caring Community

• BCBSND employs about 850 people in 9 locations across North Dakota
• Charities, community service organizations and individuals benefit from the corporation's active community participation

Committed to Quality and Service

• Striving to improve quality and service through member surveys
• Received the Blue Cross and Blue Shield Association's National Brand Excellence Award several times